Legal

Terms of service

Last updated October 2026. This document is a template and must be reviewed by qualified counsel before it is relied upon.

1. The service

FM Funded provides funded trading accounts using firm capital. An account is issued after your one-time fee is received and confirmed. No evaluation phase applies to instant-funding accounts.

2. Eligibility

You must be at least 18 years old and legally permitted to trade leveraged instruments in your jurisdiction. You are responsible for any tax obligations arising from payouts.

3. Trading rules

Each account is subject to the daily loss limit and maximum overall loss limit published on its plan. Breaching either limit closes the account. Limits, leverage, and the profit split are shown before purchase and recorded on your account.

4. Payouts

Payouts may be requested on the cycle stated on your plan. Requests are reviewed before approval and may be declined where a rule breach, prohibited strategy, or verification failure is identified.

5. Refunds

Where a plan is marked refundable, the fee is returned together with your first approved payout. Fees are otherwise non-refundable once an account has been issued.

6. Prohibited conduct

Latency arbitrage, price-feed exploitation, account sharing, use of third-party copy trading across unrelated accounts, and trading during documented server outages are prohibited and may result in closure without payout.

7. Limitation of liability

The service is provided without warranty. To the maximum extent permitted by law, our aggregate liability is limited to the fees you paid for the affected account.

8. Changes

These terms may be updated. Material changes affecting existing accounts take effect only for new purchases.

FM FundedFM Funded

Unlimited virtual XAUUSD accounts, settled monthly on your winrate.

Risk disclosure. Trading gold and other leveraged instruments carries a high level of risk. Past performance is not indicative of future results, and nothing on this site constitutes investment advice. FM Funded accounts are virtual ledgers used to measure trading performance: no client funds are held in them, and a subscription buys access to the program rather than an interest in any underlying asset. Payouts are calculated from resolved accounts and are subject to the published terms of service. Only trade with money you can afford to lose, and only if leveraged trading is permitted where you live.

© 2026 FM Funded. All rights reserved.